Healthcare

All international students (F-1 or J-1 visa holders and J-1 dependents) must have adequate health insurance while enrolled at the University of Southern Indiana. The University health insurance program offers comprehensive coverage designed for international students, at the affordable cost of $1,764 per year. This will provide health insurance coverage from August to August. Exchange students or other international students who only enroll for one semester can purchase coverage for that period of time ($735 for fall or spring semester). * Estimated costs of USI’s health insurance program and minimum coverage requirements are subject to change.

Exchange programs funded through the US Department of State provide comprehensive health insurance for the duration of your exchange, either through a third party provider or through our University insurance program.  Participants of the International Student Exchange Program (ISEP) are required to enroll in the ISEP health insurance program in order to finalize your placement at USI.

Participants of a direct exchange program are required to enroll in our health insurance program in order to finalize your enrollment at USI.

The LewerMark website is your portal to the details of your Cigna health insurance plan. Through this portal you can access your health insurance card to either print or save on your phone. You will need to show your health insurance card at all medical appointments. The portal also lets you see what is covered by your plan and also gives options for additional benefits if you want to add coverage at a cost (examples: dental, insurance for dependents, etc.). You will need your USI student ID number to be able to log into the system. You can find your USI student ID number on your admission letter. Make sure you select the appropriate year plan from the drop down menu.

University Health Center

The USI Student Health Center, located in the lower level of the Health Professions Building, Room 0091, provides many services, including:

• Acute, minor care
• Women's health
• Administration of immunizations/injections
• Flu and allergy shots
• Pregnancy tests
• Laboratory testing
• Physicals
• Prescriptions
• Diagnosis and treatment of sexually-transmitted diseases
• Medical procedures performed in the office

The Student Health Center is open Monday through Friday. Office hours are 8 a.m. - 4:30 p.m. during the academic year and 9 a.m. to 3 p.m. during the summer.

Call 812-465-1250 for more information during regular hours or 812-450-8063 after hours. It is always a good idea to call for an appointment before you go to the Health Center, but it's not necessary.

Dental Clinic

Dental cleanings, radiographs and sealants are provided by students of the University of Southern Indiana dental hygiene program at the Dental Clinic. The clinic is open to all members of the public. Services are provided at a low cost. Call 812-464-1706 or visit the website for fees, appointment times and other information.

There are two hospitals in Evansville: St. Mary's and Deaconess. It is important to check with your insurance provider to see which hospital and which doctors are in your network. If you go to a doctor who is not in your network, you may have to pay a substantial portion of the bill before your health insurance covers the remaining portion. Please email Kara Rogers or call 812-465-1248 if you have any questions regarding health insurance.

If you have Lewer Insurance, you are in the Deaconess network. The health clinic on campus is part of Deaconess Hospital.

Visit the Lewer website to find a doctor or medical facility in your network.

Most insurance companies will charge you more if you go to the hospital emergency room and your problem was not considered an emergency or you were not admitted to the hospital. These are all valid reasons to go to the Emergency Room:

• Loss of consciousness
• Intolerable and uncontrollable pain
• Severe shortness of breath
• Chest pain
• Uncontrollable bleeding
• Poisoning
  (Note: If possible, call the Indiana Poison Center at 1-800-222-1222 first and ask for immediate home-treatment advice.)
• A major injury, such as head injury
• Severe or worsening reaction to an insect bite or sting, or a medication, especially if breathing is difficult

Problems that DO NOT require a visit to the emergency room:

• Earache
• Minor laceration (cut), where bleeding is controlled
• Minor dog bite, where bleeding is controlled
• Possible broken bone (If bone is showing or if limb is deformed, go directly to the Emergency Room.)
• Possible strain
• A blistered sunburn, or minor blistered cooking burn
• Bee or insect sting, or delayed swelling (If there is breathing difficulty, go directly to the Emergency Room.)
• Rash
• Fever (If there is a convulsion, go directly to the Emergency Room.)
• Sexually transmitted disease (STD)
• Colds or cough, sore throat or flu