Medical Insurance

The following benefits are available to regular full-time employees working on at least a 75% academic or fiscal year schedule. Contact Human Resources for information on those benefits applicable to temporary, part-time or other employee groups. The University of Southern Indiana offers two medical insurance plans to choose from through Anthem. Compare these two plans.

Anthem Core PPO Plan Highlights

• 100% Preventive Care Coverage
• Deductible
  • Network - $750 individual and $1,500 family
  • Non-Network - $1,500 individual and $3,000 family
• Out-of-Pocket Maximum
  • Network - $4,500 individual and $9,000 family
  • Non-Network - $9,000 individual and $18,000 family
• Co-Insurance
  • Network - 80% / 20%
  • Non-Network - 60% / 40%
• Prescription Benefits
  • Retail Pharmacies (30-day supply): $10 Tier 1; $40 Tier 2; $60 Tier 3
  • Mail Order (90-day supply): $20 Tier 1; $80 Tier 2; $120 Tier 3
  • Tier 4 $150 30-day supply, mail order only.

Anthem HSA Plan Highlights

• 100% Preventive Care Coverage
• Deductible
  • Network and Non-Network combined - $2,800 individual and $5,600 family
• Out-of-Pocket Maximum
  • Network - $5,000 individual and $10,000 family
  • Non-Network - $10,000 individual and $20,000 family
• Co-Insurance
  • Network - 80% / 20%
  • Non-Network - 60% / 40%
• Prescription Benefits
  • Retail Pharmacies (30-day supply): Plan pays 80% after deductible
  • Mail Order (90-day supply): 80% after deductible
  • Use GoodRx.com or Blinkhealth.com to find the best prices on prescriptions
• University Contributions
  • Individual - $750 (Initial funding of $282 and a regular contribution of $468 paid over 12 months)
  • Family - $1,500 (Initial funding of $564 and a regular contribution of $938 paid over 12 months)

LiveHealth Online

Sometimes you just need a doctor. And thanks to the internet, you can connect to one anytime, anywhere – whether it’s the middle of the night or the middle of a road trip. Sign up for LiveHealth Online and have a face-to-face conversation through your computer or mobile device. Download the app or sign up online today.

GeoBlue Travel Medical and International Health Insurance

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue health plans are offered in cooperation with certain local Blue Cross and Blue Shield companies. This optional coverage is available for purchase. More information and rates 

When staying abroad for an extended time, the GeoBlue plan is a great option, but for short stays Anthem Core and HSA plans have worldwide coverage.

• Travel Benefits Brochure
• Travel Claim Form